The clients you closed are
your next deals.
LO Radar consolidates your entire career book across every LOS — Encompass, Calyx, Surefire, Jungo, folders of PDFs — into a single intelligence layer. Then it tells you which past borrower to call today, why, and exactly what to say.
70% of ARM borrowers refinance with somebody else.
That's not a competitive market dynamic. It's a workflow failure. Your past book is scattered across Encompass, Calyx, Surefire, and folders of PDFs from three jobs ago. There's no single view of "who do I call today?"
You wrote it 7 years ago. The reset is in 4 months. You haven't talked to her in 18 months. Rocket Mortgage is calling her tomorrow.
Three of your 2022 borrowers could save $7,200/year right now if they refinanced. You don't know it. They don't know you do.
Year 5 is statistically the highest-conversion refinance year. You have 47 borrowers hitting it this year. Nobody's calling them.
Three screens. Five minutes a day.
Open your morning briefing
LO Radar opens to one screen: your top 3 calls today. Each one has the rate math already done — current rate, today's market rate, monthly delta, projected annual savings. No spreadsheets. No "I'll get to it later."
Review the draft. Tap to send.
Each call has a pre-drafted outreach message — in your voice (we learn it from past sent messages), with the specific rate math inserted, and RESPA / TILA / TCPA compliance flags already applied. You read, tweak, and send from your own email or CRM.
Watch your Pipeline NPV move.
Every conversation you start, every reactivation, every closed refi moves your Pipeline NPV ticker. The number you'd use if you sold the book — moves daily, like a stock. Stop thinking in monthly pulls; start thinking in book value.
Three things no other LO tool is doing.
Total Expert sends segment-based journeys. HomeBot mails monthly equity reports. Sales Boomerang pings you on rate drops. LO Radar goes further.
Your book, priced like an asset.
Future originations weighted by each borrower's likelihood of returning, discounted to today. Moves daily. The number you'd use if you sold or pitched.
Churn prediction, per borrower.
Each borrower scored against their own contact rhythm — not a generic "haven't talked in 18 months" threshold. Catches drift weeks before it converts to a competitor.
Drafts that sound like you.
Paste 15 emails you've sent past clients. We learn your tone — greeting, sign-off, sentence length, distinctive phrases. Every draft from then on sounds like yours.
LO Radar watches your book for seven specific moments.
Rate-Drop Radar
Past borrowers ranked by projected annual savings if they refi today. Math runs daily.
ARM Reset Calendar
Every 5/1, 7/1, 10/1 ARM in your book mapped to its reset date. T-12 / T-9 / T-6 / T-3 / T-1 cadence.
Anniversary Triggers
Year 1, 3, 5, 7, 10 — each gets its own playbook. Year 5 is the highest-conversion refi year.
HELOC Radar
Equity-rich past borrowers worth a HELOC conversation. Sorted by available equity × rate spread.
Cash-Out Detection
Borrowers whose appreciated equity could fund the home renovation, second property, or business they've mentioned.
Second-Home Signals
Lifestyle indicators (vacation searches, kid heading to college in another state) that suggest a second-home purchase.
Credit-Improvement Flags
Past borrowers whose credit has improved 40+ points — they may now qualify for a meaningful rate reduction.
Bring a CSV export
from any LOS.
15 minutes. We import a sample of your book, run the triggers against today's market, and walk you through what a week of outreach would look like. No slide deck.